Modern Survival How Money Has Changed the Meaning of Life


Structured settlement cash now

Life as we know it has changed drastically over the course of human history. In prehistoric times, survival was a challenge in and of itself; today however survival comes with several conditions. Instead of hunting for sustenance, we maintain jobs; instead of theft, we maintain trade. Currency has thus become the cornerstone of modern life, yet a lack of money is just as threatening to one’s livelihood as a lack of food or shelter once was to prehistoric humans.

Money in the Average Household

Statistically, Americans are getting paid roughly 26% more than they were just 12 years ago — at the same time however, the cost of living has increased over the same span of time by 29%, making it more difficult for Americans to maintain their livelihood today. With the prominence of credit cards ushered in over the past few decades, a majority of consumers drastically underestimate the amount of total debt they have; as of 2013, actual lender-reported credit card debt was actually 155% greater than the borrower-reported balances. In actuality, the average American household with debt carries $15,355 in credit card debt and $129,579 in total debt. On top of that, the average household pays around $6,658 in yearly interest, making it difficult if not impossible for households to get ahead.

Your Day in Court

By far the most common claim in the judicial system takes the form of personal injury cases. Personal injury cases typically take the form of, but are not limited to: workplace injuries, auto accidents, medical malpractice, and product failures. In the event that an individual was injured or even killed, most personal injury cases actually settle outside of court as responsible parties seek to avoid drawn-out court cases and negative media attention. The average structured settlement payment is $324,000 with over $6 million paid out every year just to fund new structured settlements. While such a payday is a much needed score for the financially suffering household, many structured settlements take the form of annuity payments and may take some time getting into the wallet of claimants.

Finding the Best Pre Settlement Loan Company in Your Area

Over 37,000 Americans use structured settlement money each year to pay off debts and get ahead; in most cases this is achieved by selling a structured settlement for a lump sum of cash. There has been a growing number of specialty financing companies across the nation that are able to help transform settlement payments into accessible cash — in many cases even before a settlement is reached. The best pre settlement loan company in your area will be one that can examine your claim in confidence and provide you with an advance that can be used at your discretion. Up to 92% of claimants that sold their structured settlement are happy they did so by choosing the best pre settlement loan company they could find. If you have an annuity or structured settlement that you want to turn into a lump sum of cash, see what other people in your area is saying about the specialty financing companies near you to make an informed decision and emerge financially strong.

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