Archive for September, 2015

Thinking About Selling Your Structured Settlement? Read This First!

Lump sum lottery winnings

What’s the big deal with structured settlements anyway, and why are so many people interested in selling a structured settlement or annuity settlement? The answer here is complicated simply because there are so many reasons why people chose to sell settlement payments — and if you want to sell your structured settlement payments, you definitely have plenty of your own reasons.

The most important first step here is to take a look at what a structured settlement entails before you make the decision to sell your payments, so let’s take a quick look at some of pros and cons of structured settlements today:


  • With som

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Rancho Mirage Woman Wins Settlement from Annuity Scam

Lump sum versus annuity

Unlike most people that want to sell annuity payments to make money, Lois Brown just wanted her money back. In an outcome that’s being hailed as a win for senior citizens everywhere, one Rancho Mirage woman won an annuity settlement case against an insurance man she believes manipulated her into a scam. A settlement is typical, as the majority of cases do just that (between 80 to 92%). Earlier this month Brown, the 92-year-old woman from Rancho Mirage, California, and her attorney, William Shernoff, reached an undisclosed settlement outside of court stemming fro

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3 Things You Can Do With Cash for Annuity Payments

Sell my annuity payments lump sum

If you’ve won a structured settlement annuity, won a large lottery annuity, or fell into an insurance claim one of the things you should consider is getting cash for annuity payments. Keep in mind variable annuities can charge maintenance fees of $20 to $30 a year and most have penalties associated if you withdraw early. Typically this can be 7% of your investment or more. Don’t let the money you’re entitled to get nickle and dimed by legalities and technicalities. There are many reasons to think about selling an annuity settleme

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New Regulations for Selling a Structured Settlement Aim to Prevent Predatory Practices

Annuity settlement

When you acquire a structured settlement annuity you’re left with a couple of options. You can keep it and collect the eventual annuity-style income, or you can sell it to a third-party and get cash for your settlement immediately. Many people like structured settlements because generally you can save between 25 and 35% in state and federal taxes on interest that would otherwise be taxable, but many annual annuity settlements charge maintenance fees up to 3% and some even have a penalty up to 7% in the first seven years.

Unfortunately, selling a structured settlement can have a dark side as well. Much has been covered in the news rece

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3 Risks of REITs You May Need to Know

How to invest in a reit

Real estate investment trusts (REITs) are real estate companies that offer common shares to the public. While they’re like the sort of stock that represents ownership — represents being commercial real estate partners — they also have two unique features that distinguish them. First, the primary business of a REIT is to manage groups of income-producing properties. Secondly, it also has to distribute most of its profits as dividends.

Here are just a few of the risks REITs may pose.

Less Than Liquid – Non-traded REITs are illiquid investments. You can’t really sell them readily on the open market. If you need to raise some money quickly, you probably can’t use the shares of a non-traded REIT to do so.


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